Here are the 5 Most Affordable Cities in California: Oxnard, CA; Ventura, CA; Simi Valley, CA Just to be clear: We didn’t just create this list based solely on the cheapest places to live. Cheapest coastal cities to live in California? near a big city for jobs, no … There you can wander over from your sub-$150K home to the bars of Government Street, where live music fills the air every weekend. These towns and cities offer the great standard of living that California is famous for. 20 Affordable Cities to Live In California by Anna Atlea August 08, 2018. If you’re thinking of moving to the Golden State, try looking for housing in these eleven cheapest California cities. The cheapest Places to Live Near San Francisco. Eureka, California. near the beach, it could be central or southern cali, but not north because its colder. Of those cities, Ocean Springs is the beachiest. Sacramento Is One of the Cheapest Places to Live in Northern California. You’ll find these low prices in cities on California’s coast, inland cities, and suburbs of larger cities. The cost of living was part of our methodology, but so was the quality of life, as well as the key components of transportation, housing, food and utilities. Methodology: GOBankingRates found 25 affordable waterfront cities by evaluating 112 of the United States’ top ocean and lakefront cities along the following criteria: Life’s truly a beach if you check out the cheapest places to live in the world on the beach. Luckily, there are still some cities with cheap rent in the Bay Area. The cost of living in every city depends on a lot of things such as tax rates, laws, population, income, and several more. We used data from real estate company Zumper to find the best affordable places to live in California that are located near the iconic city of San Francisco. Cheapest Places to Live in California Here’s a look at the median home listing price in the cheapest places in California to buy a home, according to Zillow’s January 2019 index: Bakersfield It’s still winter, sort of. That is why the cost of living in every place might vary even if they are in the same state or region.